Terms of Service

1. Acceptance of Terms

By accessing, downloading, installing, or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you are using the Service on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

If you do not agree to these Terms, you must not access or use the Service. We reserve the right to refuse service to anyone for any reason at any time.

2. Description of Service

Hackabacus provides a professional-grade plugin for Microsoft Excel and Microsoft PowerPoint designed for finance professionals, including those working in private equity, investment banking, infrastructure, and corporate finance. The Service includes:

• Productivity tools and shortcuts for financial modeling in Excel
• Formatting and presentation automation for PowerPoint
• Template libraries and workflow accelerators for deal teams
• Access to documentation, updates, and customer support

We may modify, update, or discontinue features of the Service at any time. We will make reasonable efforts to notify users of material changes through our website, changelog, or email communications.

3. Account Registration

To use the Service, you must create an account and provide accurate, complete, and current information. You are responsible for:

• Maintaining the confidentiality of your account credentials, including your license key
• All activity that occurs under your account
• Notifying us immediately of any unauthorized use of your account
• Keeping your account information up to date

You may not share your account credentials or license key with others, transfer your account to another party without our written consent, or create multiple accounts to circumvent licensing restrictions. We reserve the right to suspend or terminate accounts that violate these requirements.

4. Subscription & Payment

Hackabacus offers the following pricing plans:

• Individual Monthly: $14 per user per month, billed monthly
• Individual Annual: $139 per user per year, billed annually
• Individual Perpetual: $349 per user, one-time payment for a perpetual license
• Team Monthly: $12 per seat per month, billed monthly
• Team Annual: $99 per seat per year, billed annually
• Enterprise: Custom pricing, contact sales

Billing & Renewals

Monthly and annual subscriptions automatically renew at the end of each billing period unless you cancel before the renewal date. You authorize us to charge your payment method on file for each renewal period. Perpetual licenses do not renew but may require a separate purchase for major version upgrades.

Refunds

If you are unsatisfied with the Service, you may request a refund within 14 days of your initial purchase. Refund requests should be sent to hunter@hackabacus.com. Renewals and perpetual licenses are non-refundable after the 14-day period.

Price Changes

We reserve the right to change our pricing at any time. For existing subscribers, price changes will take effect at the start of the next billing cycle, and we will provide at least 30 days' notice before any increase.

5. License Grant

Subject to your compliance with these Terms and payment of applicable fees, Hackabacus grants you a limited, non-exclusive, non-transferable, revocable license to install and use the Service on a per-seat basis for your internal business purposes.

Per-Seat Licensing

Each license is assigned to a single named user. One license permits installation on up to two devices owned or controlled by the licensed user (for example, a work desktop and a personal laptop). Licenses may not be shared, pooled, or used concurrently by multiple individuals.

Restrictions

You may not:

• Sublicense, sell, lease, rent, or otherwise distribute the Service to any third party
• Modify, adapt, reverse engineer, decompile, or disassemble the Service
• Remove or alter any proprietary notices, labels, or marks on the Service
• Use the Service to develop a competing product or service
• Circumvent or disable any licensing, authentication, or security mechanisms
• Use automated tools to access the Service in a manner not authorized by us

6. Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You must not:

• Use the Service in any way that violates applicable local, state, national, or international laws or regulations
• Attempt to gain unauthorized access to our systems, servers, or networks
• Introduce viruses, malware, or other harmful code through or to the Service
• Interfere with or disrupt the integrity or performance of the Service
• Use the Service to transmit unsolicited communications or spam
• Impersonate any person or entity or misrepresent your affiliation with any person or entity
• Use the Service in a manner that could damage, disable, or impair our infrastructure

We reserve the right to investigate violations of these terms and may involve or cooperate with law enforcement authorities in prosecuting users who violate the law.

7. Intellectual Property

The Service, including all software, code, design, text, graphics, logos, icons, and documentation, is the exclusive property of Hackabacus, LLC and is protected by United States and international copyright, trademark, and intellectual property laws.

The Hackabacus name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Hackabacus, LLC. You may not use these marks without our prior written permission.

Your Content: You retain all rights to any spreadsheets, financial models, presentations, and other documents you create using the Service. Hackabacus does not claim any ownership interest in your work product.

8. Disclaimers & Limitation of Liability

Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ACCURACY. HACKABACUS DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY DEFECTS WILL BE CORRECTED.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL HACKABACUS, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICE.

IN NO EVENT SHALL HACKABACUS'S TOTAL AGGREGATE LIABILITY EXCEED THE AMOUNT YOU HAVE PAID TO HACKABACUS IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

Financial Disclaimer

Hackabacus is a productivity tool and does not provide financial, investment, legal, or tax advice. Any outputs, calculations, or formatting produced by the Service are for informational purposes only. You are solely responsible for verifying the accuracy of your work and for any decisions made based on information processed through the Service.

9. Termination

You may cancel your subscription at any time through your account settings or by contacting us at hunter@hackabacus.com. Upon cancellation:

• Your subscription will remain active until the end of the current billing period
• No further charges will be applied after the current period ends
• You will retain access to any files or work product created using the Service

We may suspend or terminate your access to the Service immediately, without prior notice, if we reasonably believe that you have violated these Terms, engaged in fraudulent activity, or pose a security risk to us or other users.

Upon termination, your license to use the Service ceases immediately. Sections of these Terms that by their nature should survive termination will continue in effect, including Intellectual Property, Disclaimers & Limitation of Liability, Governing Law, and Dispute Resolution.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States of America, without regard to its conflict of law principles.

Any legal action or proceeding arising under these Terms shall be brought exclusively in the federal or state courts located in the State of Delaware, and you consent to the personal jurisdiction and venue of such courts.

11. Dispute Resolution

Informal Resolution

Before initiating any formal dispute proceedings, you agree to first contact us at hunter@hackabacus.com and attempt to resolve the dispute informally for at least 30 days. Most concerns can be resolved quickly through direct communication.

Binding Arbitration

If we are unable to resolve the dispute informally, any controversy or claim arising out of or relating to these Terms shall be settled by binding arbitration administered by the American Arbitration Association ("AAA") in accordance with its Commercial Arbitration Rules. The arbitration shall be conducted in the State of Delaware by a single arbitrator. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. If for any reason a claim proceeds in court rather than through arbitration, you waive any right to a jury trial.

12. Changes to Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will:

• Update the "Last updated" date at the top of this page
• Notify active subscribers via email at least 30 days before the changes take effect
• Post a prominent notice on our website

Your continued use of the Service after the revised Terms become effective constitutes your acceptance of the updated Terms. If you do not agree with any changes, you must stop using the Service and cancel your subscription.

13. Contact

If you have any questions or concerns about these Terms of Service, please contact us.